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Pradhan Mantri Formalisation of Micro Food Processing Enterprises (PMFME / PM FME) Scheme

प्रधानमंत्री सूक्ष्म खाद्य प्रसंस्करण उद्यम औपचारिकीकरण योजना

PM FME Yojana (PMFME) — Chhoti food processing unit (achar, papad, masale, jam, juice, namkeen, dairy/bakery aadi) lagane ya purani unit ko upgrade karne par project lagat ka 35% credit-linked subsidy, adhiktam ₹10 lakh prati unit; SHG ko ₹40,000 prati sadasya seed capital aur FPO/SHG/cooperative ko common infrastructure par 35% (adhiktam ₹3 crore) tak sahayata

Seedha jawaab: Chhoti food processing unit (achar, papad, masale, jam, juice, namkeen, dairy/bakery aadi) lagane ya purani unit ko upgrade karne par project lagat ka 35% credit-linked subsidy, adhiktam ₹10 lakh prati unit; SHG ko ₹40,000 prati sadasya seed capital aur FPO/SHG/cooperative ko common infrastructure par 35% (adhiktam ₹3 crore) tak sahayata.

Vibhag: Khadya Prasanskaran Udyog Mantralaya (Ministry of Food Processing Industries — MoFPI), Bharat Sarkar; rajyon ki State Nodal Agency aur District Resource Person (DRP) ke through lagu · Official portal: pmfme.mofpi.gov.in · Helpline: PMFME helpline: +91-9254997101 / 7102 / 7103 / 7104 / 7105 (portal par darj) · email: [email protected] · jile ke District Resource Person (DRP) — suchi pmfme.mofpi.gov.in par · Jankari antim baar verify: 2026-10-20

Yojana ke baare me

PM FME (PMFME — Pradhan Mantri Formalisation of Micro Food Processing Enterprises) kendra-prayojit yojana hai, jo Khadya Prasanskaran Udyog Mantralaya (MoFPI) Aatmanirbhar Bharat ke tahat 2020 me lekar aaya (kul parivayay ₹10,000 crore; yojana avadhi pehle 2020-21 se 2024-25 thi, PIB — May 2026 ke anusaar September 2026 tak badhai gayi thi). Iska maksad desh ki lagbhag 25 lakh apanjikrit/anopcharik micro food processing ikaiyon ko aupcharik banana hai. Sabse bada labh: vyaktigat ya group micro unit ko NAYI unit lagane ya purani ko upgrade karne par yogya project lagat ka 35% credit-linked capital subsidy, adhiktam ₹10 lakh prati unit — 35% wala daava SAHI hai (PIB, Jan aur May 2026). Iske alawa: food processing me lage SHG sadasyon ko ₹40,000 prati sadasya seed capital (SHG federation star par adhiktam ₹4 lakh) karyashil punji aur chhote auzaro ke liye; FPO, SHG, cooperative aur sarkari agency ko common infrastructure (sajha processing, cold storage, testing lab, incubation centre aadi) par 35% subsidy, adhiktam ₹3 crore; FPO/SHG/cooperative samoohon ko branding aur marketing par 50% tak grant; aur EDP prashikshan, DPR banane me DRP ki madad, Udyam/FSSAI/GST panjiyan me handholding. Yojana 'One District One Product' (ODOP) drishtikon par chalti hai — har jile ka ek chinhit khadya utpad (35 rajyo/UT ke 726 jilo me 137 utpad chinhit, PIB May 2026); ODOP utpad wali pariyojanaon ko prathmikta aur sajha sevaon/branding ka fayda milta hai. May 2026 tak 1,96,270 se adhik vyaktigat ikaiyon ko credit-linked subsidy ka labh mila, jinme 40% se adhik mahila udyami hain. NOTE: Yojana ki vistaarit avadhi PIB ke anusaar September 2026 tak thi — naya aavedan karne se pehle pmfme.mofpi.gov.in par vartaman aavedan sthiti zaroor confirm karein.

Kaun patr hai ✓

  • Aavedak Bharat ka nagrik ho aur uski micro (sukshm) food processing unit ho — maujuda anopcharik unit ka upgrade ya nayi micro unit ki sthapna, dono manya hain
  • Vyaktigat aavedak ki umar kam se kam 18 varsh ho aur wah kam se kam Kaksha 8 pass ho (yojana disha-nirdesh ke anusaar)
  • Ek parivaar se sirf EK vyakti hi patr hai (parivaar = swayam, patni/pati aur bacche)
  • Aavedak ka apna anshdan project lagat ka kam se kam 10% ho; shesh rakam bank loan se judi hogi — subsidy credit-linked hai, bina loan ke subsidy nahi milti
  • Unit food processing gatividhi me ho — jaise achar/papad/masala, anaaj-aata, jam/juice/pulp, namkeen/bakery, dairy utpad, tail, shahad aadi; jile ke ODOP utpad wali pariyojanaon ko prathmikta milti hai
  • SHG: food processing me lage sadasyon ko seed capital; FPO/FPC, SHG, cooperative aur sarkari agency common infrastructure ke liye patr hain (panjikrit sanstha honi chahiye)
  • Unit ka aupcharikaran (formalisation) karna hoga — Udyam registration, FSSAI registration/licence aur lagu hone par GST; isme DRP muft madad karta hai

Kaun patr NAHI hai ✗

  • Jo vyavsay food processing se sambandhit hi na ho (shudh vyapar/retail, hotel-restaurant, parivahan aadi) — yojana sirf prasanskaran (processing) ikaiyon ke liye hai
  • Madhyam/badi (micro se upar ki shreni wali) ikaiyan — yojana kewal micro enterprises ke liye hai
  • Ek hi parivaar ke dusre sadasya ka samantar aavedan — parivaar se ek hi aavedan manya hai
  • Bina bank loan ke sirf subsidy ka daava — subsidy credit-linked hai, pehle bank loan swikrit hona zaroori hai
  • 18 varsh se kam umar ka vyaktigat aavedak, ya Kaksha 8 se kam shiksha wala vyaktigat aavedak (disha-nirdesh ki shart)
  • Jis aavedak ne is yojana ka labh pehle se usi unit/parivaar ke liye le liya ho, wah dohra labh nahi le sakta

Patrata ke niyam samay-samay par badal sakte hain. Awedan se pehle apni sthiti official portal par confirm zaroor karein.

Kaunse documents chahiye

Apply kaise karein — step by step

  1. Apne jile ka ODOP utpad aur apni patrata pehle jaan leinpmfme.mofpi.gov.in par apne jile ke liye chinhit One District One Product (ODOP) utpad dekhein — ODOP se judi pariyojana ko prathmikta, sajha buniyadi dhanche aur branding sahayata ka fayda milta hai (ye anivarya nahi hai, anya khadya utpad bhi patr hain). Saath hi patrata pakki karein: umar 18+, kam se kam Kaksha 8 pass, parivaar se ek hi aavedan, kam se kam 10% apna anshdan aur shesh ke liye bank loan lene ki taiyari.
  2. DPR taiyar karein — DRP se muft madad leinApni unit ki Detailed Project Report (DPR) banayein: utpad, kachcha maal, machine ki lagat, kul project lagat, bazar aur apekshit laabh. Har jile me niyukt District Resource Person (DRP) DPR banane, dastavej jodne aur bank tak prakriya me muft handholding deta hai — PIB ke anusaar DRP hi DPR, bank loan, prashikshan, FSSAI/Udyam/GST panjiyan me mukhya madadgar hai. Jile ke DRP ki suchi pmfme.mofpi.gov.in par uplabdh hai.
  3. pmfme.mofpi.gov.in par register karke online aavedan bhareinAavedan sirf official portal pmfme.mofpi.gov.in se hota hai — screenshot (20 Oct 2026) me asal homepage dikh raha hai, upar helpline +91-9254997101/7102/7103/7104/7105 aur menu me 'Login' aur 'Track Application' saaf dikhai de rahe hain. Portal par naye upyogkarta ke roop me register karein (naam, mobile, email), login karke vyaktigat/group shreni chunein, unit aur project ka vivaran bharein, DPR aur dastavej upload karein aur apni pasand ka bank chunte hue aavedan submit karein. Submit ke baad mili aavedan sankhya sambhal kar rakhein. NOTE: PIB (May 2026) ke anusaar yojana Sept 2026 tak vistaarit thi — aavedan khula hai ya nahi, ye portal par hi pehle confirm karein.pmfme.mofpi.gov.in par register karke online aavedan bhareinScreenshot: pmfme.mofpi.gov.in (guide ke liye)
  4. Jila/rajya star ki jaanch aur bank loan swikritiAavedan pehle jila star (District Level Committee) aur State Nodal Agency ki jaanch se guzarta hai, phir chune hue bank ke paas loan mulyankan ke liye jata hai. Bank project ki vyavaharyata dekhkar loan swikrit karta hai — aavedak ka kam se kam 10% anshdan yahi charan me lagta hai. Loan aswikrit hone par karan bank/DRP se jaankar sudhar ke saath dusre bank me prayas kiya ja sakta hai.
  5. Subsidy bank ke through loan khate me aati haiLoan swikriti aur unit sthapna/upgradation ke satyapan ke baad 35% subsidy (adhiktam ₹10 lakh) bank ke madhyam se daava karke labharthi ke loan khate me rakhi/samaayojit ki jati hai — ye back-ended, credit-linked sahayata hai, nakad seedha hath me nahi milti. Loan ki kistein samay par chukane par hi subsidy ka pura fayda milta hai. Iske saath EDP/product prashikshan aur branding-market linkage ki suvidha bhi State Nodal Agency se milti hai.

Status / kist kaise check karein

  1. Portal par 'Track Application' se sthiti dekheinpmfme.mofpi.gov.in kholein aur upar-daaein taraf diye 'Track Application' vikalp se apni aavedan sankhya vivaran bharkar sthiti dekhein — aavedan kis charan me hai (jila jaanch / State Nodal Agency / bank ke paas / swikrit) wahi dikhta hai.
  2. DRP ya jila udyog karyalaya se pragati poochheinAavedan lambe samay tak ek hi charan par atka ho to apne jile ke District Resource Person (DRP) ya State Nodal Agency se sampark karein — DRP ki jila-wise suchi (naam, mobile, email) portal par uplabdh hai. Bank charan par atka ho to seedha sambandhit bank shakha se loan file ki sthiti lein.
  3. Subsidy credit bank statement se pushti kareinLoan swikriti ke baad subsidy bank dwara daava karke loan khate me samaayojit hoti hai — apne loan statement/passbook me subsidy credit ki entry dekhein. Pravesh na dikhe to bank se subsidy claim ki sthiti likhit me lein aur PMFME helpline 9254997101–9254997105 par suchna dein.
Thagi se bachein: Awedan bilkul muft hai. Koi vyakti naam jodne ya kist jaldi dilane ke paise mange, OTP mange, to turant mana karein aur helpline PMFME helpline: +91-9254997101 / 7102 / 7103 / 7104 / 7105 (portal par darj) · email: [email protected] · jile ke District Resource Person (DRP) — suchi pmfme.mofpi.gov.in par ya najdeeki police se shikayat karein. Apply hamesha sirf official portal (pmfme.mofpi.gov.in) se karein.

Aksar puche jaane wale sawal (FAQ)

PM FME me 35% subsidy wala daava sahi hai kya? Adhiktam kitni subsidy milti hai?

Haan, bilkul sahi hai. PIB (Jan 2026 aur May 2026, MoFPI) ke anusaar vyaktigat/group micro food processing unit ko yogya project lagat ka 35% credit-linked capital subsidy milta hai, adhiktam seema ₹10 lakh prati unit hai. Udaaharan: ₹20 lakh ki project lagat par ₹7 lakh subsidy; ₹30 lakh se upar ki lagat par bhi subsidy ₹10 lakh par hi ruk jayegi.

Subsidy nakad milti hai ya loan se judi hai?

Ye credit-linked (loan se judi) aur back-ended subsidy hai — nakad seedha aapke hath me nahi aati. Pehle bank se loan swikrit hota hai (aavedak ka apna anshdan kam se kam 10%), phir subsidy bank ke through aapke loan khate me rakhi/samaayojit hoti hai. Bina bank loan ke PM FME subsidy nahi milti (MoFPI/PIB vivaran).

SHG, FPO aur cooperative ke liye kya alag pravadhan hai?

Haan, teen alag pravadhan hain (PIB, May 2026): (1) Food processing me lage SHG sadasyon ko ₹40,000 prati sadasya seed capital — karyashil punji aur chhote auzaro ke liye, SHG federation star par adhiktam ₹4 lakh. (2) FPO, SHG, cooperative aur sarkari agency ko common infrastructure (sajha processing unit, cold storage, testing lab, incubation centre) par 35% subsidy, adhiktam ₹3 crore. (3) FPO/SHG/cooperative samoohon ko branding aur marketing par 50% tak grant.

ODOP kya hai? Kya sirf ODOP utpad par hi labh milta hai?

ODOP ka matlab hai One District One Product — har jile ke liye ek pramukh khadya utpad chinhit kiya gaya hai taaki sajha kharid, processing aur bazar ka paimana ban sake. PIB (May 2026) ke anusaar 35 rajyo/UT ke 726 jilo me 137 adviteeya utpad chinhit hain. ODOP utpad anivarya shart NAHI hai — anya khadya prasanskaran pariyojanaein bhi patr hain, lekin ODOP pariyojana ko prathmikta aur branding/sajha suvidha ka atirikt fayda milta hai.

Aavedan kahan aur kaise karein? Kya koi fees lagti hai?

Aavedan sirf official portal pmfme.mofpi.gov.in par online hota hai: register → login → unit/project vivaran aur DPR upload → bank chunna → submit. Aavedan aur DRP ki handholding sahayata nihshulk hai — koi agent fees mange to wo farzi hai. Jile ka DRP DPR banane se lekar bank tak muft madad karta hai; sahayata ke liye PMFME helpline 9254997101–9254997105 (portal par darj) par call karein.

Kya yojana ab bhi chalu hai? Avadhi kab tak hai?

Yojana 2020 me ₹10,000 crore parivayay ke saath 2020-21 se 2024-25 ke liye swikrit thi; PIB (22 May 2026) ke anusaar ise September 2026 tak badhaya gaya tha aur May 2026 tak 1,96,270+ vyaktigat ikaiyon ko labh mil chuka tha. September 2026 ke baad ke vistaar/aavedan-khidki ki vartaman sthiti is page par pakki taur par nahi kahi ja sakti — aavedan se pehle pmfme.mofpi.gov.in par taazi sthiti aur State Nodal Agency se confirm karein.

Jankari ke srot (Sources)

Koi jankari purani ya galat lage to Contact page par batayein — official source se verify karke turant sudhara jayega.

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