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Ayushman Bharat — Pradhan Mantri Jan Arogya Yojana (PM-JAY)

आयुष्मान भारत — प्रधानमंत्री जन आरोग्य योजना

Ayushman Card — Har parivaar ko saalana ₹5 lakh tak cashless muft ilaaj (sarkari + suchibaddh private hospital)

Seedha jawaab: Har parivaar ko saalana ₹5 lakh tak cashless muft ilaaj (sarkari + suchibaddh private hospital).

Vibhag: Swasthya evam Parivaar Kalyan Mantralaya / National Health Authority (NHA) · Official portal: pmjay.gov.in · Helpline: 14555 · Jankari antim baar verify: 2026-11-04

Yojana ke baare me

Ayushman Bharat PM-JAY duniya ki sabse badi sarkari swasthya bima yojana hai. Patr parivaar ko har saal ₹5 lakh tak ka ilaaj suchibaddh (empanelled) sarkari aur private hospitalon me cashless milta hai — bharti hone par lagne wale kharch, jaanch, dawai aur operation ke package isme shamil hain, aur pehle se maujud beemariyaan pehle din se cover hoti hain. Patrta SECC-2011 ke data par aadhaarit hai. 70 saal ya zyada umar ke sabhi varishth nagrik — aay ya suchi ki shart ke bina — Ayushman Vay Vandana Card ke patr hain. Maharashtra me ye labh rajya ki Mahatma Jyotirao Phule Jan Arogya Yojana ke saath jodkar diya jata hai.

Kaun patr hai ✓

  • Parivaar SECC-2011 ki labharthi suchi me ho — gramin kshetra me vanchna (deprivation) ke mapdand aur shahri kshetra me nirdhaarit vyavasayik shreniyon ke aadhar par
  • 70 saal ya zyada umar ka koi bhi varishth nagrik — bina aay ya SECC suchi ki shart ke (Ayushman Vay Vandana Card)
  • Parivaar ke har sadasya ka alag Ayushman Card banta hai — card vyaktigat hota hai, lekin ₹5 lakh ki seema poore parivaar ke liye saalana hoti hai
  • Card pure Bharat me kisi bhi suchibaddh hospital me chalta hai (portability)

Kaun patr NAHI hai ✗

  • Jinka parivaar SECC-2011 labharthi suchi me nahi hai aur umar 70 saal se kam hai (apni sthiti beneficiary portal par zaroor check karein — suchi rajyon ke data se judti rehti hai)
  • OPD (bina bharti hue bahari ilaaj) is yojana me cover nahi hota — labh sirf hospital me bharti (hospitalisation) par milta hai
  • Jo hospital suchibaddh (empanelled) nahi hai, wahan cashless labh nahi milega

Patrata ke niyam samay-samay par badal sakte hain. Awedan se pehle apni sthiti official portal par confirm zaroor karein.

Kaunse documents chahiye

Apply kaise karein — step by step

  1. Pehle patrata check kareinbeneficiary.nha.gov.in par jayein ya helpline 14555 par call karein — apne mobile number/Aadhaar se dekhein ki parivaar ka naam labharthi suchi me hai ya nahi. 70+ ke varishth nagrik seedhe Vay Vandana card ke liye patr hain.Pehle patrata check kareinScreenshot: beneficiary.nha.gov.in (guide ke liye)
  2. Card banwayein — online ya kendra parBeneficiary portal ya Ayushman App par mobile OTP login karke parivaar ke har sadasya ka Aadhaar eKYC karein aur card download karein. Khud na ho paye to najdeeki CSC, suchibaddh hospital ke Ayushman Mitra desk ya sarkari swasthya kendra par card muft banta hai.
  3. PVC card chahiye to CSC jayeinDigital card hi maanya hai. Plastic (PVC) print chahiye to CSC par mamuli printing shulk lag sakta hai — card banwane ki koi fees nahi hai.
  4. Ilaaj ke samaySuchibaddh hospital ke Ayushman Mitra desk par card aur Aadhaar dikhayein — satyaapan ke baad ilaaj cashless shuru hota hai, hospital seedha NHA se claim karta hai.

Status / kist kaise check karein

  1. Card ki sthiti / downloadOfficial Beneficiary Portal beneficiary.nha.gov.in par Beneficiary chunein, mobile number + OTP se login karein, phir State, District aur Scheme (PM-JAY) chun kar Aadhaar number, Family ID ya Ration Card se apne parivaar ko khojein. Naam patrata list me ho to Aadhaar OTP se e-KYC poora karein, uske baad card download kar sakenge. Naya vikalp: WhatsApp par Ayushman Sarathi chatbot (+91 72908 23838 par 'Hi' bhejein) se bhi eligibility, card apply/download aur shikayat darj hoti hai. Card aur ilaj muft hai — koi premium/registration fee nahi lagti.
  2. Hospital suchi check kareinIlaaj se pehle pmjay.gov.in / NHA portal par 'Find Hospital' se apne jile ke suchibaddh hospital aur wahan uplabdh visheshagyata (speciality) confirm karein — har hospital har beemari ke liye suchibaddh nahi hota.
  3. Shikayat ya ilaaj se mana karein toPehle teen baatein jaanch lein: (1) hospital PM-JAY me empanelled hai ya nahi, (2) aap patr labharthi hain aur card/e-KYC poora hai, (3) ilaj us hospital ke PM-JAY package me shamil hai ya nahi. Sarkari niyam ke mutabiq empanelled hospital patr labharthi ko ilaj se mana nahi kar sakta. Teenon sahi hone ke baad bhi mana kare to hospital ke Ayushman Mitra help desk par likhit kaaran maangein, phir 24×7 toll-free helpline 14555, CGRMS, Ayushman App ya Ayushman Sarathi WhatsApp chatbot se shikayat darj karein (District → State → National, teen star par nipatara). Imaandaar seema: shikayat ilaj ki guarantee nahi hai — hospital empanelled hi na ho, aap patr hi na hon, ya ilaj package me hi na ho, to doosra empanelled hospital dhoondhna hoga.
Thagi se bachein: Awedan bilkul muft hai. Koi vyakti naam jodne ya kist jaldi dilane ke paise mange, OTP mange, to turant mana karein aur helpline 14555 ya najdeeki police se shikayat karein. Apply hamesha sirf official portal (pmjay.gov.in) se karein.

Aksar puche jaane wale sawal (FAQ)

Ayushman Card se kitne ka ilaaj muft milta hai?

Har parivaar ko har saal ₹5 lakh tak ka cashless ilaaj suchibaddh hospitalon me milta hai. Ye rakam parivaar ke sab sadasyon ke liye milakar hai; har sadasya ka card alag banta hai.

Mera naam suchi me hai ya nahi, kaise pata karun?

beneficiary.nha.gov.in par mobile number se login karke, ya helpline 14555 par call karke. Patrta SECC-2011 aadharit beneficiary database par hai (baad me 12 crore parivaaron tak vistaar, rajyon ko Aadhaar-verified samaan database ki chhoot). Naam khud se online jodne ka koi rashtriya form official source se confirm nahi hua hai — bada apvaad 70+ ke nagrik hain (neeche dekhein). Record galat lage to CSC, empanelled hospital ke Ayushman Mitra desk ya rajya ke State Health Agency se dobara jaanch poochein; 'naam judwa dene' ke naam par paisa maange to dhokha ho sakta hai.

70 saal ke mere mata-pita ko card milega?

Haan. 70 saal ya zyada umar ke sabhi varishth nagrik Ayushman Vay Vandana Card ke patr hain — isme aay ya SECC suchi ki shart nahi hai, sirf Aadhaar chahiye. Ye vistaar abhi bhi lagu hai (PIB 29 Oct 2026: launch ke do saal poore, teesre saal me pravesh). Agar 70+ vyakti pehle se PM-JAY se covered parivaar ka hai to use ₹5 lakh prati varsh ka alag top-up sirf apne liye milta hai, jo parivaar ke baaki logon ke saath baantna nahi padta.

Card banwane ki fees hai kya?

Nahi, card bilkul muft banta hai. Koi vyakti card ke naam par paise ya OTP mange to wo thagi hai — 14555 par shikayat karein. CSC par sirf PVC print ka mamuli shulk lag sakta hai.

Kya purani beemari (pehle se chal rahi) cover hoti hai?

Haan, pehle se maujud beemariyaan pehle din se cover hoti hain — koi waiting period nahi hai. Dhyan dein, labh sirf hospital me bharti hone wale ilaaj (package) par milta hai, OPD par nahi.

Maharashtra ke liye khaas baat?

Maharashtra me PM-JAY ka labh rajya ki Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) ke saath jodkar diya jata hai, isliye Maharashtra ke suchibaddh hospitalon me ek hi card se labh milta hai. Apne jile ki hospital suchi portal par confirm karein.

Ayushman Sarathi WhatsApp chatbot kya hai?

Ye National Health Authority ka official WhatsApp chatbot hai (29 June 2026 ko launch, 24×7). +91 72908 23838 par "Hi" bhejne se eligibility check, card apply/download, e-KYC dobara, Vay Vandana (70+) card, najdeeki empanelled hospital khojna aur shikayat darj/track ki ja sakti hai. Ye NHA ka official number hai — iske alawa kisi number par bharosa na karein.

Jankari ke srot (Sources)

Koi jankari purani ya galat lage to Contact page par batayein — official source se verify karke turant sudhara jayega.

Doston-parivaar ko bhejein

Ye poster WhatsApp par forward karne ke liye hai — jise is yojana ki zaroorat ho, us tak sahi jankari pahunchayein.

Ayushman Card — WhatsApp share poster

Log Ye Bhi Search Karte Hain

Ye yojanaein bhi dekhein