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Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana (Maharashtra)

पुण्यश्लोक अहिल्यादेवी होळकर शेतकरी कर्जमुक्ती योजना

Karjmukti Yojana — Maharashtra ke patr kisanon ka ₹2 lakh tak ka fasal rin maaf — seedha rin khaate me

Seedha jawaab: Maharashtra ke patr kisanon ka ₹2 lakh tak ka fasal rin maaf — seedha rin khaate me.

Vibhag: Sahakar Vibhag, Maharashtra Shasan · Official portal: www.maharashtra.gov.in · Jankari antim baar verify: 2026-11-09

Yojana ke baare me

Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana Maharashtra Shasan (Sahakar Vibhag) ki kisan rin-maafi yojana hai — Maharashtra Budget 2026-27 me ghoshit, 2 June 2026 ke shasan-nirnay (GR) se lagu. Isme 1 April 2019 se 31 March 2025 ke beech liye gaye alpavadhi fasal rin, jo 30 September 2025 ko bakaaya the aur 31 March 2026 tak chukaye nahi gaye, un par ₹2 lakh tak ki maafi milti hai. Kul lagat lagbhag ₹36,585 crore aur lagbhag 56 lakh kisan parivaron ko labh ka anuman hai. Yojana poori tarah online chalti hai — 53 banks ne rin ka data portal par upload kiya hai; labh ke liye AgriStack Farmer ID aur Aadhaar biometric e-KYC anivarya hai, koi khula online form nahi bharna hota. 4 November 2026 tak kul lagbhag 21 lakh kisanon ko labh mil chuka hai (CM ke bayan ke anusaar); chaar suchiyan jaari ho chuki hain. Dhyaan dein: 73 lakh kisanon ko mili ₹5,000 ki rakam sookha rahat hai, karjmukti nahi — dono alag hain.

Kaun patr hai ✓

  • Maharashtra ke kisan jinka alpavadhi (short-term) fasal rin 1 April 2019 se 31 March 2025 ke beech liya gaya ho
  • Rin 30 September 2025 ko bakaaya (overdue) ho aur 31 March 2026 tak chukaya na gaya ho (punargathit/restructured rin bhi shamil)
  • Bank ne rin ka data official portal par upload kiya ho (53 banks ne data diya hai)
  • AgriStack Farmer ID panjiyan aur Aadhaar biometric e-KYC poora ho

Kaun patr NAHI hai ✗

  • Vartaman/purva sansad/vidhayak, sarkari ya ardh-sarkari karmchari, sthaniya nikay ke padadhikari
  • Krishi ke alawa anya aay par aaykar dene wale vyakti
  • Jila sahakari bank, shakkar karkhana, doodh sangh ya krishi upaj mandi ke adhikari/karmchari
  • Fasal rin ke alawa anya rin (kuan, pipeline, pashudhan kharid) — ye is yojana me nahi aate

Patrata ke niyam samay-samay par badal sakte hain. Awedan se pehle apni sthiti official portal par confirm zaroor karein.

Kaunse documents chahiye

Apply kaise karein — step by step

  1. Labharthi suchi me naam check kareinYojana me koi khula online form nahi bharna hota. Pehle apna naam labharthi suchi me check karein — suchi gram panchayat, sahakari sanstha aur apne bank ki shakha par lagi hoti hai; patr kisanon ko SMS bhi bheja jata hai. Suchi abhi public online search ke liye uplabdh nahi hai.
  2. AgriStack Farmer ID banwayeinAgriStack Farmer Registry par apna Farmer ID banwayein (mhfr.agristack.gov.in ya CSC kendra se, muft) — ye panjiyan yojana ke liye anivarya hai.
  3. Aadhaar biometric e-KYC karwayeinNaam suchi me ho to nazdeeki Aaple Sarkar Seva Kendra (CSC/VLE) ya apne bank ki shakha par Aadhaar biometric e-KYC karwayein — bina iske maafi rin khaate me nahi jayegi.
  4. Maafi seedha rin khaate meManjuri ke baad maafi ki rakam seedha aapke fasal rin khaate me jama hoti hai — ye kist ke roop me bank khaate me nahi aati, aur iske liye koi agent ko paise nahi dene hain.

Status / kist kaise check karein

  1. Suchi me naam check kareinApna naam gram panchayat, sahakari sanstha ya bank shakha par lagi labharthi suchi me dekhein; SMS bhi check karein.
  2. Farmer ID aur e-KYC ki sthiti dekheinAgriStack Farmer ID bana ho aur Aadhaar biometric e-KYC poora ho — ye Seva Kendra ya bank shakha par hota hai.
  3. Bank se rin khaata shesh poocheinManjuri ke baad maafi ki rakam seedha rin khaate me jama hoti hai — apne bank se rin khaate ka shesh (outstanding) poochein.
Thagi se bachein: Awedan bilkul muft hai. Koi vyakti naam jodne ya kist jaldi dilane ke paise mange, OTP mange, to turant mana karein aur helpline ya najdeeki police se shikayat karein. Apply hamesha sirf official portal (www.maharashtra.gov.in) se karein.

Aksar puche jaane wale sawal (FAQ)

Kitne rupaye tak ka rin maaf hoga?

₹2 lakh tak ka fasal rin maaf hota hai. ₹2 lakh se zyada bakaaya ho to kuch reports ke anusaar ek-must samjhauta (one-time settlement) ka vikalp hai — zyada rakam bank ko chuka kar ₹2 lakh ki maafi milti hai; is vikalp ke liye apne bank se confirm karein.

Mera naam suchi me hai ya nahi, kaise pata karein?

Suchi abhi public online search ke liye uplabdh nahi hai. Apna naam gram panchayat, sahakari sanstha ya apne bank ki shakha par lagi suchi me dekhein, ya bank se poochein. Patr kisanon ko mobile par SMS bhi bheja jata hai. Ab tak chaar suchiyan jaari ho chuki hain — teesri suchi (13 Oct 2026) me 3,51,192 kisan the aur kul 24.67 lakh labharthi Aadhaar satyapan ke liye suchibaddh hue.

₹5,000 wali rakam kya hai — kya ye karjmukti hai?

Nahi, wo alag hai. 4 November 2026 ko Mukhyamantri ne bataya ki sookhe se prabhavit lagbhag 73 lakh kisanon ke khaaton me ₹5,000 ki agrim sookha-rahat sahayata bheji gayi hai — ye karjmukti nahi hai, sookha rahat hai. Karjmukti ki rakam rin khaate me jati hai, bank khaate me nahi.

2019 ki karjmukti (Mahatma Jyotirao Phule) wale kisan bhi patr hain?

Is par reports paraspar-virodhi hain — kuch me 2019 wale labharthi bhi ₹2 lakh tak patr bataye gaye hain, kuch me unke liye sirf ₹50,000 ka ullekh hai. Isliye apne bank ya jila sahakar karyalaya se apne case ki sthiti confirm karein; is page par iska pakka daava nahi likha ja raha.

Maafi ka paisa kab milega?

Ye kist wali yojana nahi hai — maafi ek-must rin khaate me jama hoti hai, bank khaate me kist nahi aati. 4 November 2026 tak CM ke bayan ke anusaar kul lagbhag 21 lakh kisanon ko labh mil chuka hai; usi din 4.86 lakh kisanon ke rin khaaton me ₹4,764 crore bheje gaye. Aage ki suchiyan aur bhugtan satyapan ke saath jaari rahenge.

Aadhaar e-KYC kyun zaroori hai?

Kyunki poori prakriya Aadhaar se judi hai — bina Aadhaar biometric e-KYC ke maafi aapke rin khaate me nahi jayegi. e-KYC Aaple Sarkar Seva Kendra ya bank shakha par muft hoti hai. Koi vyakti e-KYC ya suchi me naam dalne ke naam par paise mange to wo thagi hai.

Jankari ke srot (Sources)

Koi jankari purani ya galat lage to Contact page par batayein — official source se verify karke turant sudhara jayega.

Doston-parivaar ko bhejein

Ye poster WhatsApp par forward karne ke liye hai — jise is yojana ki zaroorat ho, us tak sahi jankari pahunchayein.

Karjmukti Yojana — WhatsApp share poster

Log Ye Bhi Search Karte Hain

Ye yojanaein bhi dekhein